If you’ve been considering buying your own house for quite some time, then you’ve probably heard about FHA Loans. But do you know the basics of FHA loans? What Is an FHA Loan? FHA loans are a type of home loan program backed by the government. It serves as insurance on the mortgage that you’ll…
A bund refers to the embankment area of a spill containment system. It involves a wall or embankment that surround a tank facility, an impervious floor within the bund, joints in the floor or wall, and facilities meant to remove liquids from a bund. IBC spill pallets are secondary containment basins designed to catch the…
When thinking about businesses to franchise, most people think about meals or desserts — they certainly are seemingly the most popular option. Did you know, however, that potentially the most lucrative options are financial services franchise opportunities? Many have said that the sector has been growing steadily as a percentage of the US Gross Domestic…
The future of your company lies in your employees. After all, they are some of the greatest assets of your business. Without them, there would be no products nor services. As such, it is always a good idea to give back to them. On top of their salary and government-mandated benefits, you ought to do…
In your business, you receive many phone calls every day. Some of these come from customers who wish to order or inquire about the products you offer. Because many calls pour into your office, you can’t afford to just have one phone. That would slow you down when it comes to processing requests or inquiries…
The February 2011earthquake in Christchurch caused widespread destruction and killed 185 people. The main quake, with a magnitude of 6.3, was centred 10km south-east of the city at a depth of 5km. Ten aftershocks of magnitude 4 occurred soon after. Why the Destruction? Although a stronger quake occurred in Christchurch in September 2010, the 2011earthquake…
Many businesses often make costly mistakes when looking to sell a business, and it leads them to leave money on the table. With careful planning, you can get a fair price when selling a business and seal the deal quickly. It takes a lot of blood and tears to get a business off the ground,…
With hundreds of competitive businesses running the same race as yours, your small company might soon struggle to remain relevant and above the water. What exactly makes a business withstand collapse? What makes the small, startup company grow and become something bigger and more established? Here are a few but significant startup pointers for any…
Eye injuries are quite common among persons dealing with commercial machinery, fabricated metal products and computerised equipment, accounting for 25% of all injuries in the welding industry. With this in mind, it is essential that employers provide safety glasses for their workers. However, even with the eyewear at their disposal, some employees do not always…
By the time that you’re retired, you’ve hopefully saved up enough for your nest egg. However, what if you find out that your IRA or 401(k) is not enough? This might be a good time to consider supplementing your retirement savings strategy with other investments, like annuities for example. Annuities are investment products that enable…